@font-face {
  font-family: 'Bodoni Moda';
  font-style: italic;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/BodoniModa-italic-500.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Bodoni Moda';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/BodoniModa-normal-500.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Bodoni Moda';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/BodoniModa-normal-700.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Hind Siliguri';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/HindSiliguri-normal-500.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Hind Siliguri';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/HindSiliguri-normal-600.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Hind Siliguri';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/HindSiliguri-normal-700.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 400;
  font-stretch: 100%;
  font-display: swap;
  src: url(/assets/fonts/OpenSans-normal-400.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 600;
  font-stretch: 100%;
  font-display: swap;
  src: url(/assets/fonts/OpenSans-normal-600.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 700;
  font-stretch: 100%;
  font-display: swap;
  src: url(/assets/fonts/OpenSans-normal-700.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

/* DJ's Brokerage v1 — brand: black bar, royal purple, logo gold, white page */
:root{
  --bg:#fff;--soft:#f6f4f8;--line:#e4dfea;--ink:#1b1820;--muted:#5d5866;
  --purple:#4f0c78;--purple-d:#360852;--purple-l:#efe6f6;
  --gold:#bd933f;--gold-hi:#e9cf8d;--gold-l:#f6eedc;--black:#0b0a0d;
  --serif:"Bodoni Moda",Didot,"Times New Roman",serif;
  --head:"Hind Siliguri","Helvetica Neue",Arial,sans-serif;
  --body:"Open Sans","Helvetica Neue",Arial,sans-serif;
  --max:1180px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 18px/1.65 var(--body);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--purple)}
h1,h2,h3,h4{font-family:var(--head);font-weight:700;line-height:1.12;margin:0;text-wrap:balance;color:var(--ink)}
p{margin:0}
.container{max-width:var(--max);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#000;padding:10px 16px;z-index:99}
.skip:focus{left:12px;top:12px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}

/* progress bar */
.progress{position:fixed;top:0;left:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:linear-gradient(90deg,var(--gold),var(--gold-hi));z-index:60}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(11,10,13,.94);backdrop-filter:saturate(140%) blur(10px);-webkit-backdrop-filter:saturate(140%) blur(10px);transition:padding .3s}
.site-header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:12px;transition:padding .3s}
.site-header.small .container{padding-block:6px}
.brand img{width:76px;height:76px;transition:width .3s,height .3s}
.site-header.small .brand img{width:56px;height:56px}
.menu{display:flex;align-items:center;gap:26px}
.menu a{color:#fff;text-decoration:none;font:600 15px var(--head);letter-spacing:.08em;text-transform:uppercase;position:relative;padding:6px 0}
.menu a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--gold);transform:scaleX(0);transition:transform .25s}
.menu a:hover::after,.menu a[aria-current="page"]::after{transform:scaleX(1)}
.menu .call{background:var(--purple);border:1px solid var(--gold);border-radius:999px;padding:10px 18px;letter-spacing:.02em;text-transform:none;font-size:16px}
.menu .call::after{display:none}
.burger{display:none;background:none;border:1px solid #3a3440;border-radius:10px;color:#fff;padding:8px 12px;font:600 15px var(--head);letter-spacing:.08em;cursor:pointer}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 15px var(--body);letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:16px 30px;border:2px solid var(--purple);background:var(--purple);color:#fff;text-decoration:none;cursor:pointer;transition:transform .25s,box-shadow .25s,background .25s}
.btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px -10px rgba(79,12,120,.75)}
.btn.gold{background:transparent;border-color:var(--gold);color:#fff}
.btn.gold:hover{background:rgba(189,147,63,.15)}
.btn.line{background:transparent;color:var(--purple)}
.btns{display:flex;flex-wrap:wrap;gap:12px}

/* hero */
.hero{position:relative;overflow:hidden;color:#fff;display:grid;place-items:center;text-align:center;min-height:min(86vh,760px);padding-block:70px}
.hero .bg{position:absolute;inset:-4%;background-size:cover;background-position:center 40%;animation:kb 24s ease-in-out infinite alternate}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,10,13,.2),rgba(54,8,82,.38) 55%,rgba(11,10,13,.82))}
.hero .inner{position:relative;z-index:2;display:grid;gap:20px;justify-items:center;max-width:860px;animation:rise .9s cubic-bezier(.2,.7,.2,1) both}
.hero h1{font:500 clamp(40px,6.4vw,78px)/1.04 var(--serif);color:#fff;letter-spacing:-.01em}
.hero h1 em{font-style:italic;color:var(--gold-hi)}
.hero p{font-size:clamp(18px,2vw,21px);color:#f1ecf6;max-width:660px}
.hero .btns{justify-content:center}
.hero.short{min-height:420px}
.hero.short h1{font-size:clamp(36px,5.4vw,62px)}
.ring{position:relative;width:170px;height:170px}
.ring img{width:100%;height:100%;border-radius:50%;box-shadow:0 12px 44px rgba(0,0,0,.5)}
.ring::before{content:"";position:absolute;inset:-11px;border-radius:50%;border:2px solid transparent;border-top-color:var(--gold);border-right-color:var(--gold);animation:spin 9s linear infinite}
.kicker{font:700 14px var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
.hero .kicker{color:var(--gold-hi)}
@keyframes kb{to{transform:scale(1.08) translateY(-1.5%)}}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes rise{from{transform:translateY(22px);opacity:.001}to{transform:none;opacity:1}}

/* stat strip */
.strip{background:var(--black);color:#fff}
.strip .container{display:grid;grid-template-columns:repeat(3,1fr)}
.strip .cell{padding:26px 12px;text-align:center;border-right:1px solid #2a2530}
.strip .cell:last-child{border-right:0}
.strip b{display:block;font:700 clamp(30px,4vw,46px)/1 var(--serif);color:var(--gold-hi);font-variant-numeric:tabular-nums}
.strip .suf{font:600 .8em var(--head);color:var(--gold-hi);letter-spacing:0;text-transform:none;vertical-align:top;margin-left:2px}
.strip span{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:#cfc8d8}

/* sections */
.section{padding-block:clamp(56px,8vw,96px)}
.section.soft{background:var(--soft)}
.section.dark{background:var(--black);color:#fff}
.section.dark h2{color:#fff}
.head{display:grid;gap:12px;justify-items:center;text-align:center;margin-bottom:38px}
.head.left{justify-items:start;text-align:left}
.head h2{font-size:clamp(30px,3.8vw,44px)}
.head p{color:var(--muted);max-width:680px}
.section.dark .head p{color:#cfc8d8}
.rule{width:56px;height:3px;background:var(--gold);border-radius:2px}

/* lit text */
.lit{font:500 clamp(26px,3.4vw,40px)/1.3 var(--serif);max-width:960px;margin:0 auto;text-align:center}
.lit span{color:#8a8296;transition:color .4s}
.lit span.on{color:#fff}
.lit span.on.g{color:var(--gold-hi)}

/* cards */
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;display:grid;gap:12px;align-content:start;transition:transform .3s,box-shadow .3s}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 40px -18px rgba(54,8,82,.35)}
.card h3{font-size:24px}
.card p{color:var(--muted)}
.icon{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:var(--purple-l);color:var(--purple)}
.icon svg{width:28px;height:28px}
.stars{color:var(--gold);letter-spacing:3px;font-size:22px}
.quote b{font:700 22px var(--head)}
.quote small{color:var(--purple);font-weight:700;font-size:14px;letter-spacing:.06em;text-transform:uppercase}

/* pinned horizontal process */
.hscroll{position:relative}
.hscroll .sticky{position:sticky;top:0;height:100vh;display:flex;flex-direction:column;justify-content:center;overflow:hidden}
.hscroll .track{display:flex;gap:24px;padding-left:max(20px,calc((100vw - var(--max))/2 + 20px));will-change:transform}
.step{flex:0 0 min(420px,80vw);background:#16121b;border:1px solid #2a2530;border-radius:18px;padding:30px;display:grid;gap:14px;color:#fff}
.step .n{font:700 64px/1 var(--serif);color:var(--gold-hi)}
.step h3{color:#fff;font-size:26px}
.step p{color:#cfc8d8}
.step .vis{height:90px;border-radius:12px;background:linear-gradient(135deg,var(--purple-d),var(--purple));position:relative;overflow:hidden}
.step .vis i{position:absolute;bottom:0;width:18%;background:var(--gold);border-radius:6px 6px 0 0;animation:grow 2.6s ease-in-out infinite alternate}
@keyframes grow{from{height:20%}to{height:85%}}

/* broker */
.broker{display:grid;grid-template-columns:minmax(260px,420px) 1fr;gap:48px;align-items:center}
.broker img{border-radius:18px;border-bottom:6px solid var(--gold);width:100%}
.broker .tx{display:grid;gap:16px}
.broker h2{font-size:clamp(32px,4vw,46px)}
.pill{display:inline-block;width:max-content;font:700 14px var(--body);letter-spacing:.12em;color:var(--purple);background:var(--purple-l);padding:6px 14px;border-radius:999px}

/* team */
.agent{display:grid;grid-template-columns:150px 1fr;gap:22px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}
.agent img{width:150px;height:180px;object-fit:cover;border-radius:12px}
.agent h3{font-size:26px}
.agent p{color:var(--muted);font-size:16px;overflow-wrap:anywhere}
.agent>div{min-width:0}

/* marquee */
.marquee{background:var(--purple);overflow:hidden;border-block:1px solid var(--gold)}
.marquee .row{display:flex;gap:40px;width:max-content;padding:16px 0;white-space:nowrap;animation:mq 34s linear infinite}
.marquee a{font:600 20px var(--head);color:#fff;text-decoration:none;letter-spacing:.08em;text-transform:uppercase}
.marquee a:hover{color:var(--gold-hi)}
.marquee i{color:var(--gold);font-style:normal}
@keyframes mq{to{transform:translateX(-50%)}}

/* properties */
.prop{border-radius:16px;overflow:hidden;border:1px solid var(--line);background:#fff;display:grid;transition:transform .3s,box-shadow .3s}
.prop:hover{transform:translateY(-5px);box-shadow:0 18px 40px -18px rgba(54,8,82,.35)}
.prop .ph{height:180px;background:linear-gradient(135deg,var(--purple-d),var(--purple) 60%,var(--gold));display:flex;align-items:flex-end;padding:18px;color:#fff;font:700 34px var(--serif)}
.prop .bd{padding:20px;display:grid;gap:8px}
.prop h3{font-size:22px}
.badge{width:max-content;font:700 12px var(--body);letter-spacing:.12em;padding:4px 12px;border-radius:999px;background:var(--gold-l);color:#7a5a17}

/* faq */
.faq{display:grid;gap:12px;max-width:860px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 22px}
.faq summary{cursor:pointer;font:700 20px var(--head);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold);font-size:26px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px;color:var(--muted)}

/* forms */
.form{display:grid;gap:14px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}
.form .two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:grid;gap:6px;font:600 15px var(--head);letter-spacing:.04em}
.form input,.form select,.form textarea{font:400 17px var(--body);padding:13px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%}
.form textarea{min-height:120px;resize:vertical}
.form .note{font-size:14px;color:var(--muted)}
.form .ok{display:none;background:var(--purple-l);color:var(--purple-d);border-radius:10px;padding:12px 14px;font-weight:600}

/* cta band */
.cta-band{background:linear-gradient(120deg,var(--purple-d),var(--purple));color:#fff;border-radius:22px;padding:clamp(30px,5vw,56px);display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-80px;top:-80px;width:280px;height:280px;border-radius:50%;border:2px solid var(--gold);opacity:.5}
.cta-band h2{color:#fff;font:500 clamp(30px,4vw,46px)/1.1 var(--serif)}
.cta-band p{color:#e8dff0}

/* contact list */
.contact-list{display:grid;gap:14px}
.contact-list div{display:grid;gap:2px}
.contact-list b{font:700 14px var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.contact-list a,.contact-list span{font-size:20px;color:var(--ink);text-decoration:none}

/* footer */
.site-footer{background:var(--black);color:#cfc8d8;padding-block:56px 30px;font-size:16px}
.site-footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
.site-footer h4,.site-footer .fh{font-family:var(--head);font-weight:700;color:#fff;font-size:15px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.site-footer a{color:#cfc8d8;text-decoration:none;display:block;padding:3px 0}
.site-footer a:hover{color:var(--gold-hi)}
.site-footer .legal{border-top:1px solid #2a2530;margin-top:36px;padding-top:20px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:14px}
.site-footer img{width:84px;margin-bottom:12px}
.eho{display:inline-flex;align-items:center;gap:8px}

/* glow cursor */
.glow{position:fixed;left:0;top:0;width:340px;height:340px;border-radius:50%;pointer-events:none;z-index:1;background:radial-gradient(circle,rgba(189,147,63,.14),transparent 65%);transform:translate(-50%,-50%);opacity:0;transition:opacity .4s}
body.hasmouse .glow{opacity:1}

/* reveal (content visible by default; only enhanced when JS runs) */
.js .rv{opacity:0;transform:translateY(26px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.js .rv.in{opacity:1;transform:none}

/* breadcrumbs */
.crumbs{font-size:14px;color:#cfc8d8;letter-spacing:.06em}
.crumbs a{color:var(--gold-hi);text-decoration:none}

@media (max-width:960px){
  .grid3{grid-template-columns:1fr 1fr}
  .site-footer .cols{grid-template-columns:1fr 1fr}
  .broker{grid-template-columns:1fr}
  .cta-band{grid-template-columns:1fr}
}
@media (max-width:820px){
  .burger{display:block}
  .menu{position:absolute;left:0;right:0;top:100%;background:var(--black);flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 18px;display:none}
  .menu.open{display:flex}
  .menu a{padding:14px 0;border-bottom:1px solid #2a2530}
  .menu .call{margin-top:12px;text-align:center;border-bottom:1px solid var(--gold)}
  .hscroll .sticky{position:static;height:auto;padding-block:20px}
  .hscroll .track{flex-direction:column;padding-inline:20px;transform:none!important}
  .step{flex:auto}
  .hscroll{height:auto!important}
}
@media (max-width:640px){
  body{font-size:17px}
  .grid3,.grid2{grid-template-columns:1fr}
  .form .two{grid-template-columns:1fr}
  .agent{grid-template-columns:110px 1fr}.agent img{width:110px;height:140px}
  .strip .cell{padding:18px 6px}.strip span{font-size:11px}
  .site-footer .cols{grid-template-columns:1fr}
  .brand img{width:62px;height:62px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .js .rv{opacity:1;transform:none}
}

/* v2: content + AI-extraction blocks */
.answer{background:var(--purple-l);border-left:5px solid var(--purple);border-radius:14px;padding:22px 26px;display:grid;gap:8px}
.answer b{font:700 14px var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--purple)}
.answer p{font-size:19px;color:var(--ink)}
.prose{max-width:820px;margin:0 auto;display:grid;gap:18px}
.prose h2{font-size:clamp(28px,3.2vw,38px);margin-top:18px}
.prose h3{font-size:23px;margin-top:6px}
.prose p,.prose li{color:#3d3845;font-size:18px}
.prose ul,.prose ol{margin:0;padding-left:24px;display:grid;gap:8px}
.facts{width:100%;border-collapse:collapse;border:1px solid var(--line);border-radius:14px;overflow:hidden;font-size:17px}
.facts th,.facts td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.facts th{background:var(--soft);width:38%;font:700 15px var(--head);letter-spacing:.04em}
.tablewrap{overflow-x:auto}
.related{display:flex;flex-wrap:wrap;gap:10px}
.related a{border:1px solid var(--line);border-radius:999px;padding:9px 16px;text-decoration:none;font:600 16px var(--head);color:var(--purple);background:#fff;transition:border-color .2s,background .2s}
.related a:hover{border-color:var(--gold);background:var(--gold-l)}
.updated{font-size:14px;color:var(--muted);letter-spacing:.04em}
.area-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.area-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;display:grid;gap:8px;text-decoration:none;color:inherit;transition:transform .3s,box-shadow .3s}
.area-card:hover{transform:translateY(-5px);box-shadow:0 18px 40px -18px rgba(54,8,82,.35)}
.area-card h3{font-size:24px}
.area-card span{font-size:14px;color:var(--gold);font-weight:700;letter-spacing:.1em}
.area-card p{color:var(--muted)}

/* v4: calculators */
.calc{background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(18px,3vw,32px);box-shadow:0 24px 60px -36px rgba(54,8,82,.45)}
.calc-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:28px;align-items:start}
.calc-in{display:grid;gap:14px}
.calc-in h3{font-size:24px}
.calc-in label{display:grid;gap:6px;font:600 15px var(--head);letter-spacing:.03em}
.calc-in input,.calc-in select,.lead input{font:400 17px var(--body);padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%}
.calc-in input:focus,.lead input:focus,.calc-in select:focus{border-color:var(--purple);outline:2px solid var(--purple-l)}
.calc .two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc .chk{display:flex!important;align-items:center;gap:10px;font-weight:600}
.calc .chk input{width:20px;height:20px;accent-color:var(--purple)}
.fine{font-size:14px;color:var(--muted);line-height:1.5}
.calc-out{background:var(--black);color:#fff;border-radius:18px;padding:26px;display:grid;gap:14px;position:relative;overflow:hidden}
.calc-out::after{content:"";position:absolute;right:-70px;top:-70px;width:200px;height:200px;border-radius:50%;border:2px solid var(--gold);opacity:.35;pointer-events:none}
.calc-out .kicker{color:var(--gold-hi)}
.calc-out .big{font:700 clamp(44px,6vw,68px)/1 var(--serif);color:var(--gold-hi);font-variant-numeric:tabular-nums}
.calc-out .big.neg{color:#ff8a8a}
.calc-out .sub{color:#d8d0e2;font-size:16px}
.cbars{display:grid;gap:8px}
.cbar{display:grid;grid-template-columns:150px 1fr 92px;gap:10px;align-items:center;font-size:14px;color:#d8d0e2}
.cbar b{text-align:right;color:#fff;font-variant-numeric:tabular-nums}
.ctrack{height:12px;background:#221d29;border-radius:6px;overflow:hidden}
.ctrack i{display:block;height:100%;border-radius:6px;background:var(--purple);transition:width .35s cubic-bezier(.2,.7,.2,1)}
.ctrack i.p0{background:linear-gradient(90deg,var(--gold),var(--gold-hi))}
.ctrack i.p1{background:#7b3fb0}.ctrack i.p2{background:#9a6bc7}.ctrack i.p3{background:#b994d9}.ctrack i.p4{background:#c9a24a}.ctrack i.p5{background:#6d6478}
.facts.mini{font-size:15px;border-color:#2a2530}
.facts.mini th,.facts.mini td{border-color:#2a2530;padding:8px 12px;color:#e6e0ee}
.facts.mini th{background:#16121b;font-weight:600}
.facts.mini td{text-align:right;font-variant-numeric:tabular-nums}
.facts.mini tr.tot th,.facts.mini tr.tot td{color:var(--gold-hi);font-weight:700}
.ai .btn{width:100%}
.ai-out{background:#16121b;border:1px solid #2a2530;border-radius:12px;padding:14px 16px}
.ai-out ul{margin:0;padding-left:20px;display:grid;gap:6px;color:#efe9f6;font-size:16px}
.ai-out .fine{color:#a99fb6;margin-top:8px}
.lead{display:grid;gap:10px;border-top:1px solid #2a2530;padding-top:14px}
.lead p{color:#efe9f6}
.lead .fine{color:#cfc8d8}.lead .fine a{color:var(--gold-hi)}
.btn.gold-solid{background:var(--gold);border-color:var(--gold);color:#1b1206}
.btn.gold-solid:hover{box-shadow:0 12px 26px -10px rgba(189,147,63,.7)}
.tool-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.tool-card{background:var(--black);color:#fff;border-radius:18px;padding:28px;display:grid;gap:12px;text-decoration:none;border:1px solid #2a2530;transition:transform .3s,box-shadow .3s,border-color .3s}
.tool-card:hover{transform:translateY(-5px);border-color:var(--gold);box-shadow:0 18px 40px -18px rgba(54,8,82,.6)}
.tool-card h3{color:#fff;font-size:26px}
.tool-card p{color:#cfc8d8}
.tool-card .go{color:var(--gold-hi);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:14px}
@media (max-width:900px){.calc-grid{grid-template-columns:1fr}}
@media (max-width:520px){.calc .two{grid-template-columns:1fr}.cbar{grid-template-columns:110px 1fr 80px}}

/* v5: profile links */
.site-footer .profiles{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;margin-top:30px;padding-top:20px;border-top:1px solid #2a2530;font-size:15px}
.site-footer .profiles span{color:#fff;font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:13px;margin-right:6px}
.site-footer .profiles a{display:inline;padding:0;color:var(--gold-hi)}

/* v6: mobile + touch polish */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
a,button,summary,select,input{-webkit-tap-highlight-color:rgba(189,147,63,.25)}
.faq summary{padding:10px 0;min-height:48px;align-items:center}
.site-footer a{padding:9px 0;min-height:44px;display:flex;align-items:center}
.site-footer .profiles a{display:inline-flex;min-height:44px;padding:0 2px}
.contact-list a{display:inline-flex;align-items:center;min-height:44px}
.calc .chk{min-height:44px;cursor:pointer}
.calc .chk input{width:22px;height:22px}
.related a{min-height:44px;display:inline-flex;align-items:center}
.prop .bd a,.prose a{padding:2px 0}
.badge{font-size:13px}
@media (hover:none),(pointer:coarse){.menu a{padding:12px 0}}
@media (max-width:820px){
  .site-header .container{padding-block:8px}
  .brand img{width:56px;height:56px}
  .site-header.small .brand img{width:46px;height:46px}
  .burger{min-height:44px;min-width:64px}
  .menu{max-height:calc(100vh - 72px);overflow-y:auto}
}
@media (max-width:640px){
  .hero{min-height:auto;padding-block:48px 56px}
  .hero.short{min-height:auto;padding-block:36px 40px}
  .hero.short h1{font-size:clamp(32px,9vw,44px)}
  .hero .ring{width:120px;height:120px}
  .hero .btns{width:100%}
  .hero .btns .btn{width:100%}
  .hero .bg[style*="hero-home.webp"]{background-image:url('/assets/img/hero-home-900.webp')!important}
  .hero .bg[style*="hero-about.webp"]{background-image:url('/assets/img/hero-about-900.webp')!important}
  .strip span{font-size:12px;letter-spacing:.08em}
  .section{padding-block:48px}
  .head{margin-bottom:26px}
  .answer{padding:18px 18px}
  .answer p{font-size:18px}
  .calc{padding:14px;border-radius:18px}
  .calc-out{padding:20px}
  .cbar{grid-template-columns:96px 1fr 76px;font-size:13px}
  .cta-band .btns .btn{width:100%}
  .agent{grid-template-columns:96px 1fr;gap:14px}.agent img{width:96px;height:120px}
  .broker{gap:24px}
  .step{padding:22px}
  .facts th,.facts td{padding:11px 12px}
}
@media (max-width:380px){
  .strip b{font-size:26px!important}
  .hero h1{font-size:34px}
}

/* v6b: AA contrast for gold text on light backgrounds */
:root{--gold-text:#86651f}
.kicker,.area-card span,.contact-list b{color:var(--gold-text)}
.hero .kicker,.section.dark .kicker,.calc-out .kicker,.cta-band .kicker,.site-footer .kicker,.step .kicker{color:var(--gold-hi)}
.broker img{height:auto}
