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Seller net sheet

What could you walk away with when you sell your Sacramento-area home?

Quick answer

Your take-home equals the sale price minus your loan payoff, commission, escrow and title, transfer tax and any repairs or credits. Transfer tax is $3.85 per $1,000 inside the City of Sacramento (county $1.10 + city $2.75) and $1.10 per $1,000 in Elk Grove and unincorporated Sacramento County. Enter your numbers below for an instant estimate and a plain-English AI summary.

Updated October 2026
Seller net sheet

Your seller net sheet

Change any number. Results update as you type.

How this calculator works

It starts with your sale price and takes out each cost a seller usually pays. You can change every number.

Transfer tax by city

City of Sacramento (incl. Natomas, Meadowview, Valley Hi)$3.85 per $1,000 ($1,925 on $500,000)
Elk Grove$1.10 per $1,000 ($550 on $500,000)
Unincorporated Sacramento County$1.10 per $1,000 ($550 on $500,000)

Source: Sacramento County Clerk/Recorder and City of Sacramento.

What is not included?

Property tax and HOA prorations, home warranty, and payoff interest after your statement date. Deborah adds these on a full net sheet.

What does the AI summary do?

It reads your results and explains them in plain words. It only uses your numbers. It does not give legal, tax or lending advice.

Ready for real numbers? Get your free home value or read about selling in Sacramento, Elk Grove and Natomas.

FAQ

Net sheet questions

How do I figure out how much I will make selling my house?

Start with the sale price. Subtract what you still owe on your loan, the agent commission, escrow and title fees, the transfer tax and any repairs or credits. What is left is your estimated take-home. This calculator does that math for you.

How much is the transfer tax when selling a house in Sacramento?

It is $3.85 per $1,000 inside the City of Sacramento (county $1.10 + city $2.75) and $1.10 per $1,000 in Elk Grove and unincorporated Sacramento County. On a $500,000 sale, that is $1,925 inside Sacramento city limits and $550 in Elk Grove.

Who pays the transfer tax in Sacramento?

Buyer and seller can agree who pays it in escrow. For the City of Sacramento tax, if it is not paid in escrow, the city looks to the buyer.

Are real estate commissions negotiable?

Yes. Commissions are always negotiable. Ask Deborah how she prices her service for your home.

Is this net sheet exact?

No. It is an estimate. Your real numbers depend on your payoff statement, escrow fees, prorations and the final price. Deborah can give you a detailed net sheet with real local sales.